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EarnIn

EarnIn Privacy Report

Developer Activehours Inc.
Category Finance
App Store Rating 4.8★

EarnIn tracks you across other companies' apps and websites using your identifiers. It integrates 16 third-party SDKs including Adjust. Its developer declares collection of financial info, location, contact info, and identifiers, and 2 more data types linked to your identity. The app requests access to Camera, Microphone, Contacts, and 7 other permissions.

Privacy Facts

EarnIn: Beyond Cash Advance

EarnIn
Third-Party SDKs (16)
Lottie media
SDWebImage media
Adjust Signature Attribution
Plaid Link Payments
Zendesk Common UI Support
Zendesk Messaging SDK Support
Zendesk SDK Configurations Support
Zendesk Support Providers Support
Zendesk Support SDK Support
Zendesk Core Support
Alamofire Infrastructure
Charts Infrastructure
Material Design Foundation Infrastructure
DSTokens Other
iOSPlatform Other
kmpCashoutKit Other
Data Use
Used to track you across apps
Identifiers
Linked to your identity
Financial Info
Location
Contact Info
Identifiers
Usage Data
Diagnostics
Permissions (10)
App Tracking Transparency
Camera
Microphone
Contacts
Photos
Location
Calendars
Motion & Fitness
Face ID
Bluetooth

This report was made on April 4, 2026 for v16.37 of EarnIn: Beyond Cash Advance. SDKs and permissions were found by downloading the app from the Apple App Store and inspecting publicly accessible metadata: the bundle's Frameworks directory, Info.plist, and entitlements. No code was decompiled, decrypted, or reverse engineered. Data use disclosures are self-reported by the developer to Apple. The presence of an SDK in the app bundle does not necessarily mean it is active or transmitting data at runtime. This report reflects what was found at the time of analysis and may not reflect subsequent updates.

Frequently Asked Questions

Is EarnIn safe to use?

EarnIn integrates 16 third-party SDKs spanning support, infrastructure, and media. Its App Store privacy label declares cross-app tracking via Identifiers. It collects data linked to your identity including Financial Info, Location, Contact Info, and Identifiers and 2 more categories. It includes 1 advertising or attribution SDK. Whether this is acceptable depends on your personal privacy preferences.

Does EarnIn track you?

Yes. EarnIn uses your Identifiers to track you across other companies' apps and websites. It includes 1 advertising or attribution SDK.

What permissions does EarnIn need?

EarnIn requests 12 iOS permissions: App Tracking Transparency, Camera, Microphone, Contacts, Photo Library, Location (When In Use), Location (Always), Location (Always & When In Use), Calendars, Motion & Fitness, Face ID, and Bluetooth.

What data does EarnIn collect?

According to its App Store privacy label, EarnIn declares cross-app tracking via Identifiers. It collects data linked to your identity including Financial Info, Location, Contact Info, Identifiers, Usage Data, and Diagnostics.

How many SDKs does EarnIn have?

EarnIn integrates 16 third-party SDKs. 1 for attribution, 1 for payments, 6 for customer support, 3 for infrastructure, and 3 for other. None are for analytics.

Does EarnIn use App Tracking Transparency?

Yes. EarnIn requests the App Tracking Transparency permission, which means it asks for your consent to track your activity across other companies' apps and websites.

Does EarnIn access your location?

Yes. EarnIn requests location access. The developer states: "Set location to “Allow While Using App” to ensure all your earnings are counted. We use this to verify when you come and go from work.".

Does EarnIn access your camera or microphone?

EarnIn requests access to both your camera and microphone. The developer says camera access is for "This lets you send us images so we can: verify the hours you’ve worked, verify your direct deposit, verify your identity". Microphone access is for "This helps us record voice descriptions for issues or bugs for further analysis". These permissions are only active when you grant them in iOS Settings.

Does EarnIn access your contacts?

Yes. EarnIn requests access to your contacts. The developer states: "This allows you to invite friends.".

Does EarnIn run in the background?

Yes. EarnIn registers 5 background modes, which means it can perform certain tasks when you're not actively using it.

What are some alternatives to EarnIn?

Other finance apps include Albert, Allstate, Amex, Atlas, Autopilot, and BofA. Each app takes a different approach to finance and varies in its data collection and SDK usage.

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